menu › Investor Solutions | Good Move | Call Now: 1.800.508.8500 | Your goals. Your needs. Our mission
phone 1.800.508.8500
Budget Spreadsheet On Line

Note: This spreadsheet is useful for either a current budget, or to estimate your retirement income needs. As an alternative go to your smartphone or tablet app store and search for “budget” or “track expenses” and you should find hundreds of free apps. The app solution may be more useful because most of us have a phone with us much more than our computer. Download XLS file: click here.

INCOME

Monthly Budget Amount
Monthly Budget Amount
Current
Retirement
Employment
Social Security
Defined Benefit Pension
Military Pensions
Rental Income
Annuity Income
Deferred Compensation
Royalties
Other
Total Income

EXPENSES

Personal and Family Expenses

Yearly Budget Amount
Monthly Budget Amount
Current
Retirement
Alimony
Bank Charges
Books/Magazine
Business Expense
Care for Parent/Other
Cash – Miscellaneous
Cell Phone
Charitable Donations
Child Activities
Child Allowance/Expense
Child Care
Child Support
Child Tutor
Clothing – Client
Clothing – Spouse
Clothing – Children
Club Dues
Credit Card Debt Payment
Dining
Education
Entertainment
Gifts
Groceries
Healthcare – Dental
Healthcare – Medical
Healthcare – Prescription
Healthcare – Vision
Hobbies
Household Items
Laundry/Dry Cleaning
Personal Care
Personal Loan Payment
Pet Care
Public Transportation
Recreation
Self Improvement
Student Loan Payment
Vacation/Travel
Other
Total Income

Home Expenses: Primary Residence

Category
Yearly Budget Amount
Current
Retirement
First Mortgage
Second Mortgage
Equity Line
Real Estate Tax
Rent
Homeowner’s Insurance
Association Fees
Electricity
Gas/Oil
Trash Pickup
Water/Sewer
Cable/Satellite TV
Internet
Telephone (land line)
Lawn Care
Maintenance – Major Repair
Maintenance – Regular
Furniture
Household Help
Other
Total Home Expenses Primary Residence

Personal Insurance Expenses

Category
Yearly Budget Amount
Current
Retirement
Disability for Client
Disability for Spouse
Life for Client
Life for Spouse
LTC for Client
LTC for Spouse
Medical for Client
Medical for Spouse
Umbrella Liability
Other
Total Personal Insurance Expenses

Taxes

Category
Yearly Budget Amount
Current
Retirement
Client FICA
Client Medicare
Spouse FICA
Spouse Medicare
Federal Income
State Income
Local Income
Other
Total Taxes

Vehicle Expenses #1 (Auto, RV, Boat, etc.)

Category
Yearly Budget Amount
Current
Retirement
Loan Payment
Lease Payment
Insurance
Personal Property Tax
Fuel
Repairs/Maintenance
Parking/Tolls
Docking/Storage
Other
Total Vehicle Expenses

Vehicle Expenses #2 (Auto, RV, Boat, etc.)

Category
Yearly Budget Amount
Current
Retirement
Loan Payment
Lease Payment
Insurance
Personal Property Tax
Fuel
Repairs/Maintenance
Parking/Tolls
Docking/Storage
Other
Total Vehicle Expenses

Vehicle Expenses #3 (Auto, RV, Boat, etc.)

Category
Yearly Budget Amount
Current
Retirement
Loan Payment
Lease Payment
Insurance
Personal Property Tax
Fuel
Repairs/Maintenance
Parking/Tolls
Docking/Storage
Other
Total Vehicle Expenses

Vehicle Expenses #4 (Auto, RV, Boat, etc.)

Category
Yearly Budget Amount
Current
Retirement
Loan Payment
Lease Payment
Insurance
Personal Property Tax
Fuel
Repairs/Maintenance
Parking/Tolls
Docking/Storage
Other
Total Vehicle Expenses

SUMMARY

Run Calculations

INCOME

Loan Payment

EXPENSES

Total Personal and Family Expenses
Total Home Expenses Primary Residence
Total Personal Insurance Expenses
Total Taxes
Total Vehicle Expenses #1
Total Vehicle Expenses #2
Total Vehicle Expenses #3
Total Vehicle Expenses #4
Total Expenses

 

Total Income
Total Expenses
Shortfall
Nest Egg Required @4% Withdrawal Rate