Financial Services are delivered in two parallel universes. There are salesmen and then there are advisors. They are regulated by two different agencies and held to two very different standards. Salesmen at big brand name institutions are masquerading as advisors – But really only held to a low suitability standard. Anything short of blatant abuse is suitable and good enough. But, is it good enough for you? They work for the institution that hires them and seek to maximize their profit and commissions. An Independent Registered Investment Advisor works directly for you and is held to the far higher fiduciary standard which always put your interest above his own, and recommends the best available product to meet your unique needs. You can have advice or you can have professional objective advice. Choose. As fee only Independent Registered Investment Advisors you always get our best objective professional advice. If good enough is not good enough for you and your family, you should call us, Investor Solutions.
Wall Street is wonderful in creating products to respond to perceived wants and needs out there in the marketplace. If they can rip you off for 5 percent of your objective every year by providing downside protection, they’re only too happy to sell you that. And you probably won’t understand it...
Better investment decisions lead to more predictable returns, lower risk, and lower taxes. And they yield the best possible opportunity to meet your financial goals. But without the benefit of solid portfolio tactics, investors become irrational, chasing after rainbows that promise high returns with a minimum of risk, and selling off stocks in a panic when the market is down. What amateur investors need is an easy-to-understand explanation of how the market works, so that they can ignore superstition, stop believing in “performance fairies”, and escape the atmosphere of uncertainty that often dominates the world of investment.
Calculators can provide you with the information necessary to target certain financial goals and objectives. Our easy, on-line calculators will compute for you everything from College Savings and Credit Card Pay-off to Pension Plan Options and Required Retirement Income plus everything in between.
Explore other resources for retirees. There is a wealth of information available to help you at every phase of your retirement experience. And it’s free! I’ve listed some of the best, but a little time spent on Google will yield others. Share your favorites with your peers on our discussion board, and I’ll add them to the list.
One of the greatest opportunities in tax planning for retirement accounts is also one of the most overlooked and least understood strategies. For the right account, the tax savings can be enormous. If you have your employer’s stock at a low basis inside your retirement plan, there is a little known provision that may be...
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