Here’s one of the neatest and least utilized tricks in personal finance: The Back Door Roth IRA. Many Forbes readers have an income too high to allow them to contribute to a Roth, and/or they are covered by a qualified plan. But, even Bill Gates could still sneak through that back door and get a Roth IRA. There are income limits associated with both deductions for a Regular IRA, and for making a contribution to a Roth IRA.
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