We assist plan sponsors and trustees to create and maintain procedures to establish a record of fiduciary compliance and excellence. In your role, you need safe harbor provisions that reduce your liability; an advisor willing to assume fiduciary responsibility for your plan design, selection and monitoring; a system to demonstrate compliance; and assurance that you are providing a retirement plan in the best interests of your employees – we have your solution.
We accept ERISA Sect 3(38) fiduciary responsibility in writing to select, monitor and replace funds which relieves plan trustees of much of their fiduciary liability (see About ERISA link in our Resources section below). Because our firm only utilizes true no-load institutional class index funds and Exchange Traded Funds, the chief complaints of plan litigation: overpriced funds, revenue sharing, underperformance, and disclosure are eliminated.
The nature of our fee-only compensation precludes conflicts of interest that taint the advice of brokerage houses, insurance companies and other pension providers with commission based or revenue sharing business models.
Investor Solutions principal, Frank Armstrong, is the author of four widely acclaimed books on investment theory and retirement planning. We bring this knowledge and our collective experience to bear on your plan’s operation and design, working with you to meet the needs of participants, sponsors and fiduciaries.