Investor Solutions didn’t just happen. It’s been carefully constructed to provide our clients with what we believe will be the best possible investor experience.
Target date funds have been around since the early 1990s, and they are gathering the vast majority of new money going into 401(k) funds. But, few plan participants have a clue about what they are and how they work. This is a massive failure of plan sponsors, investment advisors, and Third Party Administrators to do their dut to provide basic [...]
Many of your plan participants would greatly benefit from a Roth 401(K) provision. From the perspective of the plan sponsor, it’s a no brainer. It should be available on every plan. And you can enhance your plan benefits without one single penny of additional cost to the company. Roth 401(k) provisions are grossly underutilized, and when available in a [...]
If the goal of a 401(k) Plan is to prepare employees for a secure and prosperous retirement, then too many plans fall short. But some simple changes in plan design will dramatically improve the odds that your employees will have a good outcome. The best news is that they don’t cost the employer anything. The 401(k) was never designed to [...]
An inverted yield curve is almost guaranteed to spook investors. To some it’s the ultimate forecast of doom and gloom in the economy. When it momentarily went inverted recently, markets swooned until the Federal Reserved made comforting little noises about potential rate reductions. Nevertheless, while an inverted yield curve generates lots of chatter in the press, it’s not the [...]
In a party line 3-1 vote on Reg BI the SEC proved once again that the Broker-Dealer industry has the best government money can buy. Champagne corks are popping up and down Wall Street. After all, intense industry lobbying and juicy political contributions paid off big time. They can continue to misrepresent their obligation to provide unbiased advice, call themselves [...]
WHO WE SERVE
For over 25 years, integrity and commitment have been the hallmark of our client relationships.